---
title: "EcbRateTable – API-Referenz · Quittio"
description: "The rate of the main refinancing operations of the ECB on the first day of the half-year, the reference of the late payment penalties between businesses (art. L441-10 Code de commerce: ECB rate plus 10 points, e.g. 12.40 % in the second half of 2026)."
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locale: de
meta:
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  "og:title": "EcbRateTable – API-Referenz · Quittio"
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---

> Index of every page on this site: [llms.txt](https://quittio.dev/llms.txt)

[API reference](https://quittio.dev/docs/api) / [Quittio](https://quittio.dev/docs/api/Quittio) \\ [Country](https://quittio.dev/docs/api/Quittio/Country) \\ [FR](https://quittio.dev/docs/api/Quittio/Country/FR) \\ [Dunning](https://quittio.dev/docs/api/Quittio/Country/FR/Dunning)

# EcbRateTable

final readonly class in quittio/country-fr · implements [`ReferenceRates`](https://quittio.dev/docs/api/Quittio/Core/Dunning/ReferenceRates)

`Quittio\Country\FR\Dunning\EcbRateTable` · [Source](https://github.com/Quittio/quittio/blob/v0.7.1/packages/country-fr/src/Dunning/EcbRateTable.php#L17)

The rate of the main refinancing operations of the ECB on the first day of the half-year, the reference of the late payment penalties between businesses (art. L441-10 Code de commerce: ECB rate plus 10 points, e.g. 12.40 % in the second half of 2026).

## Constants \#

| Constant | Value | Description |
| --- | --- | --- |
| `PUBLISHED` | `['2023-01-01' => '2.50', '2023-07-01' => '4.00', '2024-01-01' => '4.50', '2024-07-01' => '4.25', '2025-01-01' => '3.15', '2025-07-01' => '2.15', '2026-01-01' => …` | Rates in percent by the first day of the half-year. |

## Methods \#

| Method | Description |
| --- | --- |
| `->__construct()` | |
| `->periods()` | |
| `->rateOn()` | |
| `->validUntil()` | The first day without a known rate: the half-year after the last entry. |
| `->withRate()` | A copy with the rate of a half-year, e.g. a newly published one. |

### `__construct()`#

```
public function __construct(array<string, string> $rates = self::PUBLISHED)
```

| Parameter | Type | Description |
| --- | --- | --- |
| `$rates` | `array<string, string>` = `self::PUBLISHED` | ISO date (1 January or 1 July) => rate in percent |

### `periods()`#

```
public function periods(Date $from, Date $until): array
```

| Parameter | Type | Description |
| --- | --- | --- |
| `$from` | `[Date](https://quittio.dev/docs/api/Quittio/Core/Support/Date)` | |
| `$until` | `[Date](https://quittio.dev/docs/api/Quittio/Core/Support/Date)` | |

<dl><dt>Returns</dt>
<dd><code>array</code></dd>
</dl>

### `rateOn()`#

```
public function rateOn(Date $date): BigDecimal
```

| Parameter | Type | Description |
| --- | --- | --- |
| `$date` | `[Date](https://quittio.dev/docs/api/Quittio/Core/Support/Date)` | |

<dl><dt>Returns</dt>
<dd><code>Brick\Math\BigDecimal</code></dd>
</dl>

### `validUntil()`#

```
public function validUntil(): Date
```

The first day without a known rate: the half-year after the last entry.

<dl><dt>Returns</dt>
<dd><code><a href="https://quittio.dev/docs/api/Quittio/Core/Support/Date">Date</a></code></dd>
</dl>

### `withRate()`#

```
public function withRate(string $from, string $rate): self
```

A copy with the rate of a half-year, e.g. a newly published one.

| Parameter | Type | Description |
| --- | --- | --- |
| `$from` | `string` | |
| `$rate` | `string` | |

<dl><dt>Returns</dt>
<dd><code>self</code></dd>
</dl>

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